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Nagesh Belludi

This Man Retired at 30 and is Ridiculously Happy

December 12, 2014 By Nagesh Belludi 1 Comment

“What’s money? A man is a success if he gets up in the morning and gets to bed at night and in between does what he wants to do.”
—Bob Dylan, American Musician

Early in my professional life, I pursued an ambition to attain wealth—not because I sought after luxury, but because I wanted to realize a financial foothold that could help me become financially independent and invest in a meaningful life. I’ve been “retired” for two years now, work very hard on my true pursuits, and live life on my own terms. I might fancy a change in the future; for now, I am living the dreams and I couldn’t be happier.

Money is a False God

Most people spend the better part of their adult lives chasing the almighty dollar in an ostensible pursuit of success and happiness. Wealth, characteristically manifested in the acquisition of things, becomes so defining of their success that it becomes their primary measure of accomplishment. Later in life, they wake up to the distressing fact that everything they’ve earned isn’t bringing them the wonderful life it was supposed to.

Pursuit of riches becomes such a trap because many people easily appraise life in terms that are defined by others.

Enjoy a Life of True Wealth

I admire anyone who is self-disciplined and is willing to live their life on their own terms. Last year, The Washington Post carried an interesting interview with a man who had retired at the age of 30, not caused by extreme wealth but by living with less. Mister Money Mustache realized early that the pursuit of material things could lead to a persistent sense of emptiness. Rather than being unfulfilled, his family’s live-with-less way of life has made them “ridiculously happy.” Here is an excerpt of the interview.

Q: You describe the typical middle-class life as an “exploding volcano of wastefulness.” Seems like lots of personal finance folks obsess about lattes. Are you just talking about the lattes here?

A: The latte is just the foamy figurehead of an entire spectrum of sloppy “I deserve it” luxury spending that consumes most of our gross domestic product these days. Among my favorite targets: commuting to an office job in an F-150 pickup truck, anything involving a drive-through, paying $100 per month for the privilege of wasting four hours a night watching cable TV and the whole yoga industry. There are better, and free, ways to meet these needs, but everyone always chooses the expensive ones and then complains that life is hard these days.

Wondering what to read next?

  1. The Extra Salary You Can Negotiate Ain’t Gonna Make You Happy
  2. The Problem with Modern Consumer Culture
  3. Surprising Secrets of America’s Wealthy // Book Summary of ‘The Millionaire Next Door’
  4. You are Rich If You Think You Have Enough
  5. Wealth and Status Are False Gods

Filed Under: Personal Finance Tagged With: Materialism, Personal Finance, Simple Living

Inspirational Quotations #557

December 7, 2014 By Nagesh Belludi Leave a Comment

Women are never stronger than when they arm themselves with their weakness.
—Marie Anne de Vichy-Chamrond, marquise du Deffand (French Socialite)

The best way to secure future happiness is to be as happy as is rightfully possible today.
—Charles William Eliot (American Educator)

The basic tool for the manipulation of reality is the manipulation of words. If you can control the meaning of words, you can control the people who must use the words.
—Philip K. Dick (American Novelist)

It often happens that I wake at night and begin to think about a serious problem and decide I must tell the Pope about it. Then I wake up completely and remember that I am the Pope.
—Pope John XXIII (Italian Catholic Religious Leader)

After some time passed in studying – and even imitating – the works of others, I would recommend the student to endeavour to be original, and to remember that originality should not be undiscovered plagiarism.
—Henry Peach Robinson

A rich man, of cultivated tastes, with every right to gratify them, knowing enough of sorrow to humble his heart toward God, and soften it toward his neighbor—gifted with not only the power but will to do good, and having lived long enough to reap the fruits of an honorable youth in a calm old age—such a man, in spite of his riches, is not unlikely to enter the kingdom of heaven.
—Dinah Craik (English Novelist)

The prosperous man is never sure that he is loved for himself.
—Lucan (Marcus Annaeus Lucanus)

Filed Under: Inspirational Quotations

With Needs, Without Wants

December 2, 2014 By Nagesh Belludi Leave a Comment

Contentment is worth more than riches. Having few desires and feeling satisfied with what you have is vital for happiness.

Be Happy with What You Have

In a This I Believe essay, Marianne Bachleder of San Francisco reminisces about consumerism and about being conscious of how much she already has:

We forget to be happy with what we have and in our forgetfulness we spread the infection of discontent. It’s a mistake easily made in a world where everyone is expected to pursue every want—the newest gadget, the latest update.

…

I may want shiny things, but I don’t need them. What I do desperately need is the peace of mind found in moments of contentment and gratitude. I need to identify each of my wildcat urges to purchase or possess as either “want” or “need.” My needs are basic, predictable, manageable. My wants are chaotic changelings, disturbers of the peace that can never be satisfied.

I will tend my needs, I will whittle my wants, and I will say often, “I’m happy with what I have.”

Thrift to Wealth

'The Little Book of Main Street Money' by Jonathan Clements (ISBN 0470473231) Jonathan Clements, personal finance columnist at Wall Street Journal and author of ‘The Little Book of Main Street Money’ and the forthcoming ‘Money Guide 2015’, spoke of thrift and the wealthy in an interview with Vanguard:

Over the years, I have met thousands of everyday Americans who have amassed seven-figure portfolios—and the one attribute shared by almost all of them is that they’re extremely frugal. When I was at Citi, I used to joke to the bankers that they would know a couple was wealthy if they pulled up to the branch in a second-hand Civic, wore clothes from J.C. Penney, and asked to have their parking ticket validated.

Shop at Amazon & Support a Noble Cause

Gyaana Prawas : Science/field trip for tribal kids in South India / Aapatsahaaya Foundation Dear readers, during this holiday season, if you succumb to the urge for the latest and the greatest or if you are shopping for gifts for friends and family, please consider shopping at Amazon.com using this link or clicking on a recommended book on the right sidebar of this website.

With no additional cost to you, 100% of the referral fees earned by this blog from the international Amazon Associates program support the education of underprivileged kids in South India. Our philanthropy partner is Aapatsahaaya Foundation, Bangalore. In 2013, your purchases funded part of a science/field trip for tribal kids.

Wondering what to read next?

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Filed Under: Living the Good Life, Personal Finance Tagged With: Attitudes, Giving, Materialism, Personal Finance, Simple Living

Inspirational Quotations #556

November 30, 2014 By Nagesh Belludi Leave a Comment

It is not truth, justice, liberty, that men seek; they seek only themselves. — And oh, that they knew how to seek themselves aright!
—Friedrich Heinrich Jacobi (German Philosopher)

Enthusiasm is a vital element toward the individual success of every man or woman.
—Conrad Hilton (American Business Person)

Love is the great miracle cure. Loving ourselves works miracles in our lives.
—Louise Hay (American Author)

Dignity is like a perfume; those who use it are scarcely conscious of it
—Christina, Queen of Sweden (Swedish Monarch)

Work is the greatest thing in the world, so we should always save some of it for tomorrow.
—Don Herold (American Humorist)

Focus on your potential instead of your limitations.
—Joe Dimaggio

In charity to all mankind, bearing no malice or ill-will to any human being, and even compassionating those who hold in bondage their fellow-men, not knowing what they do.
—John Quincy Adams (American Head of State)

The best perfection of a religious man is to do common things in a perfect manner.
—Bonaventure (Italian Christian Scholar)

When a man steals your wife, there is no better revenge than to let him keep her.
—Sacha Guitry (French Theater Personality)

We can be negative and cynical or we can be charged and hot wored to find a way through it, over it, around it under it.
—Laura Schlessinger (American Children’s Books Writer)

Where fear is, happiness is not.
—Seneca the Younger (Lucius Annaeus Seneca) (Roman Philosopher)

Time turns the old days to derision, our loves into corpses or wives; and marriage and death and division make barren our lives.
—Algernon Charles Swinburne (English Poet)

Everyone admits that love is wonderful and necessary, yet no one agrees on just what it is.
—Diane Ackerman (American Children’s Books Writer)

Endurance is frequently a form of indecision.
—Elizabeth Bibesco (English Poet)

Filed Under: Inspirational Quotations

Looking for Important Skills to Develop?

November 26, 2014 By Nagesh Belludi Leave a Comment

Whether you need to take on a new challenge, prepare yourself to become promotable, or enhance your performance at work, undertaking learning and development can help. You must continually be on the lookout for new talents to add to the vast fund of knowledge you’ve accumulated over the years and add to the reservoir of experiences from which to draw.

Some skills are critical to your success throughout your career and life. Chris Anderson recently suggested a set of vital topics that must be taught in school. Anderson is the founder and curator of the Ideas-Worth-Spreading TED conferences.

TED’s Chris Anderson propunds a “Syllabus of the Future”

  • How to nurture your curiosity.
  • How to Google intelligently and skeptically.
  • How to manage your money.
  • How to manage your time.
  • How to present your ideas.
  • How to make a compelling online video.
  • The secret life of a girl.
  • The secret life of a boy.
  • How to build a healthy relationship.
  • How to listen.
  • How to calm an argument.
  • Who do you want to be?
  • How to train your brain to be what you want to be.
  • 100 role models for the career you hadn’t thought of.
  • How to think like a scientist.
  • Why history matters.
  • Books that changed the world.
  • Why personal discipline is key to future success.
  • How your reflective self can manage your instinctual self.
  • How to defend the rights of people you care about.
  • 10 hours with a kid on the other side of the world.
  • The keys to a healthy diet.
  • Why exercise matters.
  • How generosity creates happiness.
  • How immersion in nature eases stress.
  • What are the questions no one knows the answer to?

Use his “Syllabus of the Future” list to evaluate your needs in development and educate yourself in a few selected topics. Design a development plan involving regular discussions, reading articles and books, watching instructional videos, attending courses offered by a professional association, and observing and apprenticing with a mentor proficient in the skill you seek.

Wondering what to read next?

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  2. This is Yoga for the Brain: Multidisciplinary Learning
  3. Four Ideas for Business Improvement Ideas
  4. Some Lessons Can Only Be Learned in the School of Life
  5. Your time is far from being wasted!

Filed Under: Career Development, Sharpening Your Skills Tagged With: Creativity, Critical Thinking, Employee Development, Getting Ahead, Skills for Success, Thinking Tools, Winning on the Job

Inspirational Quotations #555

November 23, 2014 By Nagesh Belludi Leave a Comment

Vigilance in watching opportunity; tact and daring in seizing upon opportunity; force and persistence in crowding opportunity to its utmost of possible achievement—these are the martial virtues which must command success.
—Austin Phelps (American Presbyterian Clergyman)

You begin by always expecting good things to happen.
—Tom Hopkins (English Sportsperson)

Success is the satisfaction of feeling that one is realizing one’s ideal.
—Anna Pavlova (Russian Dancer)

I have been true to the principles of nonviolence, developing a stronger and stronger aversion to the ideologies of both the far right and the far left and a deeper sense of rage and sorrow over the suffering they continue to produce all over the world.
—Joan Baez (American Singer)

After a certain point, money is meaningless. It ceases to be the goal. The game is what counts.
—Aristotle Onassis (Greek Businessperson)

Thinking begins only when we have come to know that reason, glorified for centuries, is the stiff-necked adversary of thought.
—Martin Heidegger (German Existential Philosopher)

First health, then wealth, then pleasure, and do not owe anything to anybody.
—Catherine II of Russia (Russian Empress)

All business proceeds on beliefs, or judgments of probabilities, and not on certainties.
—Charles William Eliot (American Educator)

Your best teacher is your last mistake.
—Ralph Nader (American Activist)

My idea of education is to unsettle the minds of the young and inflame their intellects.
—Robert Maynard Hutchins (American Educator)

Nothing else can quite substitute for a few well-chosen, well-timed, sincere words of praise. They’re absolutely free and worth a fortune.
—Sam Walton (American Entrepreneur)

A man doesn’t begin to attain wisdom until he recognizes he is no longer indispensable.
—Richard Evelyn Byrd (American Aviator)

Filed Under: Inspirational Quotations

Gandhi on the Doctrine of Ahimsa + Non-Violence in Buddhism

November 18, 2014 By Nagesh Belludi Leave a Comment


Non-Violence in Buddhism

“Thou shalt not kill.” This command forbids committing murder—specifically slaying a fellow human. The seventh of the Torah’s Ten Commandments (the Decalogue) allows for the execution of animals.

Non-Violence in Buddhism This specific tenet can be interpreted as comparatively lenient, even indulgent, compared to the mainstream Hinduism and the derivative Jain and Buddhist philosophies. Within these contexts, non-violence is a fundamental building block of ethics. Naturally, this idea of refraining from cruelty proscribes murder, but it also surpasses that guideline. In fact, practicing pacifism deters all varieties of violence against any sentient being, be it a human or an animal. Under the rule of non-violence, these creatures are protected from aggression, hostility, cruelty, sadism, and savagery—all unacceptable forms of conduct.

In accordance with the concept of anatta (the idea of there being no self,) Buddhism teaches us that, should we cling to the illusion of possessing autonomous ‘selves,’ we will fail to fully comprehend non-violence. Upon removal of the sense of the individual self, inflicting damage on another in turn damages the perpetrator. Should you inflict violence upon another, you too will suffer its effects.

Gandhi on the Doctrine of Ahimsa

Violence is the utmost form of asserting oneself over another. An alternative to aggression is Ahimsa or non-violence. This peaceful method was recognized as an entirely credible ethical code when Gandhi adopted it. He took up non-violence in his struggle against injustice and oppression, first as a peace leader in South Africa and then as the leader of India’s independence movement. Gandhi’s own definition of Ahimsa is as follows:

'Mahatma Gandhi: Essays and Reflections on His Life and Work' Edited by S. Radhakrishnan (ISBN 1553940261) Literally speaking, Ahimsa means “non-killing.” But to me it has a world of meaning, and takes me into realms much higher, infinitely higher. It really means that you may not offend anybody; you may not harbor an uncharitable thought, even in connection with one who may consider himself to be your enemy. To one who follows this doctrine there is no room for an enemy. But there may be people who consider themselves to be his enemies. So it is held that we may not harbor an evil thought even in connection with such persons. If we return blow for blow we depart from the doctrine of Ahimsa. But I go farther. If we resent a friend’s action, or the so-called enemy’s action, we still fall short of this doctrine. But when I say we should not resent, I do not say that we should acquiesce: by the word “resenting” I mean wishing that some harm should be done to the enemy; or that he should be put out of the way, not even by any action of ours, but by the action of somebody else, or, say, by divine agency. If we harbor even this thought we depart from this doctrine of Non-Violence.

Source: ‘Mahatma Gandhi: Essays and Reflections on His Life and Work’ edited by S. Radhakrishnan

Wondering what to read next?

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Filed Under: Belief and Spirituality, Living the Good Life Tagged With: Buddhism, Ethics, Gandhi, India, Religiosity, Virtues

Inspirational Quotations #554

November 16, 2014 By Nagesh Belludi Leave a Comment

All that I am my mother made me.
—John Quincy Adams (American Head of State)

For attractive lips, speak words of kindness. For lovely eyes, seek out the good in people. For a slim figure, share your food with the hungry. For beautiful hair, let a child run his fingers through it once a day. For poise, walk with the knowledge you’ll never walk alone.
—Sam Levenson (American Humorist)

Every man is born as many men and dies as a single one.
—Martin Heidegger (German Existential Philosopher)

I never see failure as failure, but only as the game I must play and win.
—Tom Hopkins (English Sportsperson)

In our society a man is known by the company he owns.
—Gerald F. Lieberman

Success without honor is an unseasoned dish; it will satisfy your hunger, but it won’t taste good.
—Joe Paterno (American Sportsperson)

Don’t underestimate the value of Doing Nothing, of just going along, listening to all the things you can’t hear, and not bothering.
—A. A. Milne (English Children’s Books Writer)

Intuition will tell the thinking mind where to look next.
—Jonas Salk (American Biologist)

Because you’re able to do it and because you have the right to do it doesn’t mean it’s right to do it.
—Laura Schlessinger (American Children’s Books Writer)

Now that I am ninety-five years old, looking back over the years, I have seen many changes taking place, so many inventions have been made. Things now go faster. In olden times things were not so rushed. I think people were more content, more satisfied with life than they are today. You don’t hear nearly as much laughter and shouting as you did in my day, and what was fun for us wouldn’t be fun now…. In this age I don’t think people are as happy, they are worried. They’re too anxious to get ahead of their neighbors, they are striving and striving to get something better. I do think in a way that they have too much now. We did with much less.
—Grandma Moses (American Painter)

No one can arrive from being talented alone. God gives talent; work transforms talent into genius.
—Anna Pavlova (Russian Dancer)

Filed Under: Inspirational Quotations

Viktor Frankl on The Meaning of Suffering

November 13, 2014 By Nagesh Belludi Leave a Comment

The Austrian existential psychiatrist Viktor Frankl suggested that, generally, the need for meaning is a crucial force in people, from the time we’re born until our last breath. He continued to feel this way when his family was murdered by the Nazis and he himself was sent to Auschwitz. Frankl frequently quoted Friedrich Nietzsche’s remark that “he who has a why to live for can bear with almost any how.”

In “Mans’ Search for Meaning”, Frankl describes suffering as a potential springboard both for having a need for meaning and for finding it:

We must never forget that we may also find meaning in life even when confronted with a hopeless situation, when facing a fate that cannot be changed. For what then matters is to bear witness to the uniquely human potential at its best, which is to transform a personal tragedy into a triumph, to turn one’s predicament into a human achievement. When we are no longer able to change a situation—just think of an incurable disease such as inoperable cancer—we are challenged to change ourselves.

'Man's Search For Meaning' by Viktor Frankl (ISBN 0671023373) Frankl also suggests that the one freedom allowed in us, irrespective of our circumstances, including his horrid subjugation at a Nazi concentration camp, is the freedom to pick our way of thinking in accepting our suffering. This might mean that meaning can be found in becoming a role model for others dealing with similar problems, or utilizing our suffering as a channel for changing for the better in particular aspects of our lives:

It is one of the basic tenets of logotherapy that man’s main concern is not to gain pleasure or to avoid pain but rather to see a meaning in his life. That is why man is even ready to suffer, on the condition, to be sure, that his suffering has a meaning.

Frankl’s story is worth the read: (1) as a reminder of the depths and heights of human nature, and the nature of hopes and despairs that rule our existence, (2) for the idea that life is primarily about the search for meaning and the kinds of choices we can make to establish significance in our lives (logotherapy technique.)

Wondering what to read next?

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  4. Muffle the Echoes of Self-Doubt
  5. Anger Is Often Pointless

Filed Under: Sharpening Your Skills Tagged With: Attitudes, Books for Impact, Emotions, Therapy

Inspirational Quotations #553

November 9, 2014 By Nagesh Belludi Leave a Comment

Time is like the wind, it lifts the light and leaves the heavy.
—Domenico Cieri (Mexican Writer)

The essence of morality is the subjugation of nature in obedience to social needs.
—John Morley, 1st Viscount Morley of Blackburn (British Political leader)

The man who does his work, any work, conscientiously, must always be in one sense a great man.
—William Mulock

Whatever the job you are asked to do at whatever level, do a good job because your reputation is your resume.
—Madeleine Albright (Czech-born American Diplomat)

Map out your future, but do it in pencil.
—Jon Bon Jovi (American Musician)

Outstanding leaders go out of the way to boost the self-esteem of their personnel. If people believe in themselves, it’s amazing what they can accomplish.
—Sam Walton (American Entrepreneur)

Service to a just cause rewards the worker with more real happiness and satisfaction than any other venture of life.
—Carrie Chapman Catt (American Civil Rights Leader)

No one has ever said it, but how painfully true it is that the poor have us always with them.
—Saki (Hector Hugh Munro) (British Short Story Writer)

The place where light and dark begin to touch is where miracles arise.
—Robert S. Johnson (American Military Leader)

I got a simple rule about everybody. If you don’t treat me right—shame on you!
—Louis Armstrong (American Musician)

Winter, spring, summer or fall|All you have to do is call|And I’ll be there,|You’ve got a friend.
—Carole King (American Singer)

Do not laugh at a person in misfortune.
—Chilon of Sparta

People are constantly clamoring for the joy of life. As for me, I find the joy of life in the hard and cruel battle of life—to learn something is a joy to me.
—August Strindberg (Swedish Playwright)

Bring the past only if you are going to build from it.
—Domenico Cieri (Mexican Writer)

“Come to the edge,” he said. They said, “We are afraid.” “Come to the edge,” he said. They came. He pushed them … and they flew!.
—Guillaume Apollinaire (Italian-born French Poet)

Filed Under: Inspirational Quotations

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About: Nagesh Belludi [hire] is a St. Petersburg, Florida-based freethinker, investor, and leadership coach. He specializes in helping executives and companies ensure that the overall quality of their decision-making benefits isn’t compromised by a lack of a big-picture understanding.

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Unless otherwise stated in the individual document, the works above are © Nagesh Belludi under a Creative Commons BY-NC-ND license. You may quote, copy and share them freely, as long as you link back to RightAttitudes.com, don't make money with them, and don't modify the content. Enjoy!