In a world where smartphone technology has reached new heights, it has become more difficult to find a mobile phone that is cost-effective. It is hugely important that we take care of our finances and often you may feel the need to cut back if you’re spending too much.
It is no secret that the cost of a brand-new smartphone can put a huge dent in your monthly finances, and we often feel pressured to get our hands on the latest technology. But what if you don’t really need it?
Your mobile phone is a device that could be costing you more than is necessary. There are a few simple steps that you can take to help you cut your mobile phone costs to save you some well-needed cash.
Shop Around for The Right Phone
It can be hugely tempting to get persuaded by the latest glossy advert for a brand-new smartphone. Although it may prove popular with tech lovers around the globe, do you actually need to purchase the latest model every time it comes out. It is likely that on their release, smartphones can cost in excess of £1,000. Whether you choose to pay for the phone upfront, or monthly, you are likely to be granted with a hefty bill. So, what’s the solution?
You should consider what you need your phone for and list down what your necessities are. You may use your phone to take pictures, so you are likely to want a mobile that has a good quality camera. However, if you are just using your phone to make a quick call or send a message then the chances are you don’t need all the amenities the latest smartphone offers.
You should consider looking at previous models of a smartphone as these tend to decrease in price as the latest additions come out. Buying second-hand is also a great way to get your hands on a bargain. Your mobile phone doesn’t always have to be brand-new; you’ll often find some great deals online or in-store that can get you a second-hand phone that is in great condition at a discounted price.
Know Your Usage
Getting the biggest data bundle available to you is not always essential and can end up costing you more. Having some knowledge on how much data you actually use can be a good indicator in helping you not over-pay for your data usage. Although 100GB might sound amazing, if you’re only using 50GB, then why spend the extra money? On the other hand, if you exceed your data allowance each month that can also end up costing you.
There are a number of useful resources online that can give you some helpful advice on how to keep track of your data allowance. It is worth gaining some knowledge of this as it can be a useful tactic to save yourself some money on your monthly bill.
If you find that you are exceeding your allowance each month and are getting stuck with a hefty bill, then you should always try to use Wi-Fi when it is available to you. It is becoming more common for Wi-Fi to be offered for free whether you’re in a coffee shop or at a restaurant. Using Wi-Fi can help you slash your data usage dramatically.
This step is dependent on where you live. If you live somewhere more remote, then there may not be as many Wi-Fi signals to make use of. However, when given the chance to connect for free then you should always make a conscious effort to do so as it can help you make the most of your data allowance. Connecting to these networks is often a simple process and it can be easy to hop in-between networks throughout the day depending on where you need to be.
Switch To A SIM Only Plan
It has been suggested that one of the most effective ways of saving money on your mobile phone, is by switching to a SIM only plan. If you’re happy with your current phone, then there is really no need for you to roll out another expensive monthly contract for a new phone. A SIM only deal will still provide you with minutes, texts and data but at a lower cost.
You can get some incredible SIM only plans that can give you some great features at a cost-effective price. Lebara are a mobile network provider who can offer expert advice on the right plan for you. Running on an award-winning Vodaphone network, Lebara’s SIM only plans are 30-day rolling, providing customers with the option to change or cancel at any given time.
If you choose to take up a SIM only plan with Lebara, you will also benefit from a zero-bill cap. This means you will have no nasty surprises of a large phone bill each month due to exceeding your allowance. There will be no need for a credit-check either, so anyone can apply through a quick and easy process. It can be hugely beneficial to check out SIM only deals as this could help cut your monthly bill by a substantial amount.
Recycle Your Old Phone
If you’re looking to switch to a new mobile phone, then you should consider recycling your old device. Many people make the mistake of leaving their old handset in a cupboard and forgetting it’s there. However, depending on the make and model of your device, you could earn hundreds of pounds just from recycling it.
Some recycling companies may also take in any broken devices if they can re-furbish them to re-sell further down the line. If you have some old devices lying around in your cupboard at home, then it can be worth giving this a go to earn some extra cash to put towards a new handset. You’ll often find that it is a simple process, and most recycling companies will send you an envelope for you to send your phone off in.
Be Wary When Travelling Internationally
If you travel over-sees for work, or you just love to travel abroad on holiday, then you should be wary of your phone bill racking up. Depending on which country you visit, you could get charged for both making and receiving phone calls. This can have a significant impact on your monthly bill so to keep control of this it is advised you speak to your provider before travelling.
Using the internet as a means to contact people abroad can be a way around your bill stacking up. Also, you’ll find the SIM only plans, from providers like Lebara, offer international minutes for a generous number of countries. This can be another useful way to avoid a substantial bill and should be considered if you like to travel abroad.
Owning a mobile phone is often a necessity for most people. It can be hard to avoid spending money on them. However, by taking the right steps like the ones mentioned above, you can help manage your finances more effectively and most importantly slash the costs of both you and your families’ monthly bills. Owning a mobile phone and paying for it doesn’t always have to be so daunting on your bank account.